Specialist insurance protection for sustainable food pioneers
Our Sustainable Restaurants Insurance package can provide specialist all risks material damage cover, income protection and liability cover and is designed specifically for owners of sustainable restaurants. Additionally, this can be augmented with cover for an outside catering event and much more. Cover starts from as little as £280 per year and is tailored for your sustainable restaurant.
As every restaurant is different, Naturesave has designed a bespoke insurance policy designed to be flexible and simple to understand. Cover can include:
- Buildings (if you own your property) or Tenants Improvements (if you lease)
- Contents, Machinery, Stock & Money at your premises
- Business Interruption – for loss of income/profit and increased costs following damage to your premises
- Stock and equipment taken away from your premises (for outside catering events)
- Public, Products & Employers Liability
- Legal Expenses
- Professional Indemnity
- Engineering & Inspection of Plant (we can also help advise what equipment requires a Statutory Inspection)
- Directors & Officers Liability
- Crime, Fraud, Cyber & Data
- Renewable Energy (solar panels on your roof?)
- Terrorism
Naturesave insure many sustainable restaurants and we understand the various operational models you may use. Our approach is designed to be flexible to your changing requirements, such as additional cover for bicycle deliveries, cooking workshops off-site and hosting events. We do not charge fees for amendments to your cover during the period of the insurance.
Like you, we are striving to make a positive impact on the world. As such 10% of selected premiums are donated to our charity, the Naturesave Trust,to benefit specific environmental and conservation projects and charities across the UK. The Trust has funded hundreds of projects since its inception, donating over three quarters of a million pounds to date.
What do our clients say about us?
Once our clients find us they usually stick with us, as demonstrated by the 91% renewal retention rate we hold for this type of business.
As a result, we already insure a number of the UK’s most sustainable restaurants, including Tim Bouget (ODE dining, cafe ODE and ODE&Co), together with Geetie Singh-Watson, the organic entreprenuer behind the UK’s first organic pub, The Duke of Cambridge and now more recently The Bull, in Totnes.
Organic entrepreneur and owner of London’s Duke of Cambridge, which became Britain’s first organic pub in back in 1998.
“Over the 20 years that I have owned pubs, they have been insured with Naturesave. They are organised and always try their hardest to get you the best deal. When I’ve had to claim, they have been amazing. The straight talking, no fuss, human response in a crisis is exactly what one needs. I’ve always felt supported and trusted. They are a delight to work with!”
Three-time winner of the Sustainable Restaurant of the Year Award.
“Having worked with Naturesave for 5 years we highly recommend you give them a try. We’ve had excellent service, claims paid promptly and they help us achieve our sustainability goals with their environmental and ethical ethos”
Let us help you run a more sustainable business
A key benefit of choosing Naturesave to provide your insurance for your restaurant is that you would be eligible for our free Environmental Performance Review (EPR) that will help your business become more sustainable. Funded by our charity, The Naturesave Trust, the EPR is delivered by an independent environmental consultant and follows Bioregional’s One Planet Living Framework. The review provides information and advice on the environmental performance of your business and highlights how you can make improvements, which will often have the additional benefit of saving you money. Once the process is complete you will receive an Environmentally Aware Trading Certificate along with a rebate of 10% of your annual premium, in acknowledgement of your efforts.
If you are unsure about the level of cover required, or about types of business insurance, please do not hesitate to call us directly on 01803 869775 or email us via our contact page for help and a quotation.