Liability Insurance

Protecting you and your business

Naturesave Liability Insurance is intended to protect individuals, companies, against liability claims from employees or third parties who allege that you have breached a legal duty to them.

Claims against you, as a result of injuries or property damage caused by your activities (or products), can be made by a wide range of people, including employees, customers and suppliers. Naturesave Liability Insurance is designed to provide peace of mind that if this does happen, the legal fees and any compensation awarded against you are covered by the policy.

Cover includes Employers’ Liability: This is a legal requirement for any organisation that has paid or voluntary staff.  It protects employees who suffer injury whilst at work due to your negligence. Cover is provided for a limit of indemnity of £10,000,000.

Tighter UK and European regulation in the areas of health and safety, environment, employment and corporate governance have been fuelling growth in litigation against employers and their trading activities.

Public and Products Liability Insurance can be provided for limits ranging from £1,000,000 to £5,000,000. It protects you against claims by third parties that your trading activities (or products) have injured them or damaged their property. Currently the public sector, local and central government require a minimum of £5 million of Public Liability insurance cover in order to work in conjunction with them.

Should you require a higher limit additional cover can be arranged through an Excess Layer Liability policy – please contact us for further details.

Naturesave Liability Insurance can be purchased as a stand-alone policy, or as part of a commercial combined package, including assets and business interruption cover. If you require liability insurance for Renewable Energy projects, please see the Renewable Energy Insurance page.

For a quote, please complete the Combined Liability Insurance Proposal Form.

If you are unsure about the level of cover required, or about types of business insurance, please do not hesitate to call us directly on 01803 869775, or email us via our contact page for help and a quotation.