Naturesave is a purpose driven business that was founded to help create a more sustainable insurance industry. We passionately believe insurance should protect both people and the planet
Naturesave Insurance is the UK’s leading green and ethical insurance that has donated over £1 million to our charity The Naturesave Trust. We are top rated, by Ethical Consumer and The Good Shopping Guide (for home insurance) and have also won the Queen’s Award for Enterprise for Sustainable Development .
Founded in 1993, Naturesave operates nationwide from its base in Totnes, Devon. In 2022 we became part of the Benefact Group, a charity-owned family of financial services companies that give all available profits to charity and good causes. The Benefact Group has donated over £100 million to charity since 2016, making it one of the UK’s largest corporate donors.
By choosing Naturesave, you are supporting the work of The Naturesave Trust, our charitable trust that supports environmental projects across the UK
Who We Are
Naturesave Insurance was established in 1993 and has remained the pioneer of ethical insurance. Today we insure some of the UK’s greenest homes, individuals and organisations. We the top rated insurance provider according to Ethical Consumer magazine, who have also awarded us Best Buy status.
The Naturesave Trust, our registered charity, was founded in 1995 as a means of mitigating damage to the environment by providing grant funding for sustainability projects across the UK. The trust is solely funded by us and our donations have totalled well over £1 million since the Trust was founded.
What We Offer
Insurance for individuals – when it comes to personal insurance, our offer combines a uniquely ethical approach with an excellent hands-on service. We also have the expertise to support non-standard construction and high net worth clients. We are also the only insurance broker in the UK to include cover for small renewable energy systems as standard in our household policy.
Insurance for businesses, charities and community groups – Our specialist commercial team are highly experienced in supporting organisations for which sustainability is key. This experience has enabled Naturesave to insure some of the greenest brands in the UK. Whether you are a community renewable energy cooperative, a zero-waste shop, green tech start-up or social enterprise, we understand your specific insurance requirements. As part of our commitment to sustainability, our SME clients are offered a free sustainability advice by an independent chartered environmentalist.
Insurance for renewable energy projects – Naturesave is a market leader in providing specialist insurance cover for renewable energy projects, particularly in the field of community renewable energy. We have a long history of insuring new and innovative technology and are driven by a genuine belief in supporting the urgent transition to renewable energy.
Raising money for charity – By becoming a Naturesave client, you are also supporting the work of our charity, the Naturesave Trust, which is 100% funded by our business activities. To date, we have donated well over £1 million to the trust, which provides grants for environmental projects across the UK.
Walking the walk
At Naturesave we plant a tree, for every insurance policy we issue. The trees are planted as part of a reforestation programme coordinated by Trees For Life. We also operate as a Living Wage employer and a carbon neutral business. Our tree planting covers most of our emissions however we offset the remaining carbon through Climate Care, using a mixed portfolio that focuses on clean cooking, safe water and wind power, in locations such as Kenya, Ghana and India.
To minimise our impact we offer a cycle to work scheme and have a commitment to never fly for business travel. To encourage our staff to avoid air travel for holidays, we have recently increased annual leave to help compensate for the extra time taken when staff opt to travel overland instead of flying.
In 2020 we switched to a four day week to improve staff wellbeing and moral. The result has also reduced sickness and cut our staff transport emissions by 20%.
Insurance industry Influence
Naturesave’s founding ethos is to highlight the important role insurance can play in sustainable development. Our continued success in applying these principles to all areas of our business, influences the insurance industry itself, through our underwriter relationships. Due to the sheer size and scale of the companies within the insurance industry, progress can be slow. However, we believe we have helped focus the minds of key players in the industry to the urgency of taking swift action on the environment. We also campaign to raise awareness of the fact that the insurance industry is one of the biggest institutional investors and underwriters in fossil fuels. You can read more about our Campaign for Insurance Divestment here